Garden Mutual SMS Terms and Conditions

Effective Date: May 4, 2026

Program Name: Garden Mutual Trucking Insurance SMS/MMS Program

By opting in to receive SMS/MMS messages from Garden Mutual, you agree to receive text messages from Garden Mutual about commercial trucking insurance quote requests, application follow-up, coverage options, reminders, service updates, and related insurance communications.

Message Frequency

Message frequency varies based on your request, application status, and communication with Garden Mutual.

Message and Data Rates

Message and data rates may apply depending on your mobile carrier and plan.

Opt-Out Instructions

You may opt out at any time by replying STOP to any message from Garden Mutual. After you reply STOP, you may receive one final confirmation message confirming that you have been unsubscribed. After that, you will no longer receive SMS/MMS messages from Garden Mutual unless you opt in again.

Help Instructions

For help, reply HELP to any message from Garden Mutual or contact Garden Mutual directly.

Consent Not Required

Consent to receive SMS/MMS messages is not a condition of purchasing any product or service from Garden Mutual.

Supported Carriers

SMS/MMS delivery is subject to your mobile carrier’s network availability and is not guaranteed. Carriers are not liable for delayed or undelivered messages.

Privacy

Garden Mutual respects your privacy. Mobile information and SMS opt-in consent will not be shared with third parties or affiliates for marketing or promotional purposes.

Changes to These Terms

Garden Mutual may update these SMS Terms and Conditions from time to time. Updates will be posted on this page with a revised effective date.

Contact

Garden Mutual
Email: vvega@gardenmutual.com
Phone: 908-864-12615